Internet Merchant Account (part 2 of 2)

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Online payment are classified as car-not-present transactions or CNP, because it is impossible to check the card and the cardholder.  If a transaction proves to fraudulent, the money will be reclaimed from the business owner’s bank account.  This fraudulent event is called the chargeback.  Even if a a cardholder-not-presents is authorized by the cardholder’s bank, this does not necessary guarantee payment.

To protect online customers, there are SSL Certificates that can be used too create a secure channel to transmit credit card information from the business website to the internet merchant account processing network, receive the results and post them back to the business website.

The third step is back to the website.  Regardless of the internet merchant service provider or  payment gateway, the website still needs to integrate with the service providers.  There are detailed instructions given by the service providers.

There are some requirements needed whenever a business would like to have an internet merchant account.  The business owner must have  checking account with a bank.  If the person, in case, do not have a checking account with any bank, there are acquiring institutions that can set up the account to be used in processing the payments.

Making your business process credit card payments over the internet is one of the fastest growing transactions today.  There are many incentives by getting an internet merchant account provider.  It is hassle free, comprehensive and can increase sales and profits that you get from the business.

Internet Merchant Account (part 1 of 2)

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Online businesses are part of the ever changing and improving market.  But how can online businesses accept payments when transactions and products are online displayed online.  Accepting payments through the business’s website can be done with the help of an internet merchant account and provider.

To accept online payments by a credit card, the business owner should have an Internet merchant account with an acquiring institution.  There are three steps between the customer paying for the purchase and the business owner’s bank account:

The first step of the first layer is called the payment gateway.  The payment gateway provides the code that will transmit the customer’s order to and from the internet merchant account provider.  The payment gateway enables the business owner to accept the customer billing information and the necessary validation steps that must be followed.

The payment gateway is the means of getting  the secured transactions to the merchant provider for an authorization, think of it as a Point of Sale terminal for the internet.  The payment gateway is provided and setup by the internet merchant account provider.

The payment gateway can also be linked to a secured shopping cart for e-commerce business owners.  The shopping cart is a secured portal that allows the customers to enter in their information, credit card number and then send the transaction to the payment gateway.  From here the transaction goes to the merchant account provider and then a confirmation email is sent to the business owner informing them that a customer has made a purchase.

Then the merchant account provider will enable you to accept the payments from the customers.  A merchant account is an account with a financial institution or bank that enables you to accept credit card payments.  There are some banks who still do not offer internet merchant account capability.  There are some financial institutions and banks that are not providing online payments because online transactions can be prone to credit card fraud.

Knitting Machines (part 2 of 2)

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Most domestic knitting machine models produced in the late 20th century use up to 200 latch hook needles to hold the stitches in a normal or bulky sized needle. Every consecutive stitch is produced by passing a carriage or cam box across the bed of needles causing needle movements. Alternative selection methods like punch cards make the desired needles pass through the cam box by alternate pathways.

Knitting machines are highly useful and perform many functions that a person cannot perform through manual knitting. Besides, they save a lot of time and produce knit patterns in several varieties. The stock stitching methods used by these machines perhaps produces the simplest patterns. Pullovers are generally knit by using the method of stock stitching.

The next easy stitch pattern used by these machines is ‘striped stock stitch’ whereby new colors are used in every row. The machine should knit an even number of rows before changing the color. Machines can stitch two colors in each row by using the ‘Fair isle’ pattern of stitching. They use the ‘tuck stitch’ method of knitting to incorporate two or three colors in a fabric. These machines knit thicker fabrics using the ‘knit weaving’ method.

A variety of knitting machines with varying applications are available in the market. In fact, a few of these are designed especially for children. Gone are the days when a person would take ages to knit a simple sweater.

The knitting machines surely have added a lot of fun and color to our lives.

Knitting Machines (part 1 of 2)

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Also called the knitting frame, knitting loom and hand knitting machine, the knitting machine is one of the most interesting gadgets of the modern times. This machine works on the application of a fixed bed of hooked needles mounted together. These needles are used for knitting different patterns of fabrics. The basic components of a knitting machine are a needle bed, yarn guides and a carriage.

Knitting machines can be powered by a motor or can be manually operated. Different patterns of stitches on a cloth can be created by hand manipulation of needles or with mechanical punch cards, computers, electronic pattern reading devices and push-buttons and dials. The motor-powered ones are ruling the roost today.

Knitting machines can be divided as the ones used for domestic purposes and the high-profile ones used in industries. Both the domestic and industrial models of these machines have either flat or circular beds to produce rectangular or tubular fabrics. Flat-bed knitting machines come in two types-single bed machines and double-bed machines. The two parallel beds of a double bed knitting machine produce purl and plain rib fabrics, as also a variety of multi patterns.

The weft knitting method used in domestic machines produces fabrics similar to the hand-knitted ones. These knitting machines work an entire row of loops in a single go. They are easy to operate and save a considerable amount of time. They produce a much more even-textured fabric, as compared to the fabric that is hand-knitted.  Even a person with average creativity can produce a variety of patterns using the knitting machine.

Most domestic knitting machine models produced in the late 20th century use up to 200 latch hook needles to hold the stitches in a normal or bulky sized needle. Every consecutive stitch is produced by passing a carriage or cam box across the bed of needles causing needle movements. Alternative selection methods like punch cards make the desired needles pass through the cam box by alternate pathways.

Landscape Archietcts in New York City (part 2 of 2)

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The landscape architects in New York City offer services in various work settings like cemeteries design planning, vegetation management, waterfront development, Scenic and visual design planning, Historic preservation and renovation, restoration of golf courses, parks, public places and recreation, parkways and highways maintenance and so on.

They also help in creating and maintaining landscapes in health care centers, educational institutions, and corporate centers and so on. They grant assistance in the installation of proper irrigation system. They also help in installing or maintaining drainage systems.

Most of the landscape architect firms in New York City provide assistance in urban design. Since landscape with pleasant vegetation is becoming must for everyone who dwells in a busy city like New York, the landscape architects provide assistance to create and maintain a landscape for both residential and commercial property owners. They also offer low maintenance landscape design to the clients.

The landscape architects in New York City provide various designs planning for the clients. Since they need to make changes in the design before starting the project, they use video simulation method. They need to have knowledge in computer aided design and if they need to design a large area of landscape, they use geographic information system which is a computer mapping system.

They also provide assistance in installing proper irrigation system and in planting native plants that can grow well in the garden of th4 clients. They analyze the soil type, terrain and region and recommend plant and tree varieties to the client.

Landscape Archietcts in New York City (part 1 of 2)

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Have provided an immense part in the development of New York City. Many parks in New York City had been renovated for use by Landscape architects New York City. Charles Downing Lay was one among them who contributed major part in the renovation of city parks. He believed that people living in large city like New York like some rural settings in the parks instead of modern urbanization.

Therefore the modern landscape parks were gradually appropriated according to the wishes of the general public.

Charles Downing Lay, the landscape architect New York City founded the magazine Landscape architecture. He had great concern for the creation and maintenance of parks and play rounds that not only enhance the city life but also address how the growing population uses the outdoor landscapes.

The central park in New York City is an enormous park and it was designed by the famous landscape architect Fredrick Law Olmsted. This park provides a great relaxation for urban dwellers.  They can enjoy the trees, flowers, lakes and wild life in the Central park. It encompasses 800 acres of land and so it can accommodate thousands of city dwellers at a time. Forest park is yet another wonderful park in New York City which was also designed by Fredrick Law Olmsted. It occupies 538 acres of land and has number of trees and flower plants.

The modern landscape architects in New York City create landscapes and buildings that engage both nature and urbanism. They focus their main efforts around creating environmental awareness among people. Some of the landscape architect firms in New York City have received regional and national awards for their innovative landscape designs.

Living Wills And The Extent Of Your Options (part 2 of 2)

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2) Mechanical Ventilation

This life-sustaining measure involves the use of a machine that takes over a person's ventilation in the event that he or she is incapable of spontaneous breathing. Reflect about when, if and for how long you would like to be attached to a mechanical ventilator.

You should also take your prognosis and condition into account, and whether or not it would matter to you if the doctors have high hopes about your recovery.

3) Hydration and Nutritional Assistance

These life-prolonging measures provide the body with much needed fluids and nutrients intravenously or through a nasogastric tube (NGT). Come to a decision about when, if and for how long you would like to receive sustenance in this manner.

4) Dialysis

In case of renal failure, this medical procedure gets rid of toxic wastes from your blood and controls fluid levels in your body. Decide on when, if and for how long you would like to accept this treatment.

5) End-of-life Care

Examples of treatment that fall under this category include the administration of painkillers, antibiotics, and mechanical ventilation. You should also determine whether you would like to receive these palliative measures even when death is imminent.

In general, these medical interventions can provide help in temporary situations wherein recovery is possible. However, in end-of-life stages, such measures could only add further discomfort and prolong the dying process.

A lot of conditions may fall someplace in between, where the odds of recuperation is unknown. These circumstances are often difficult to deal with. When living wills are present, however, these problematical situations are made a lot easier.

Living Wills And The Extent Of Your Options (part 1 of 2)

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Issues that surround terminal illness, incapacitation and death are not easy to talk about. But it would be a lot easier for the immediate family if their loved one had drawn up a living will before being confronted with a traumatic accident or a serious illness.

Without it, a person's preferences with regard to the extent of life support measures (i.e. artificial ventilation, tube feeding, medications and other high-tech machines) would not be heard and carried out. Living wills, therefore, are essential tools that are applicable for all eligible individuals.

In determining your health care wishes, you should always take your values into account. These considerations should include your thoughts about the importance of self-sufficiency and independence, and where to draw the line when the quality of life is compromised. Also, you need to decide if your advanced directives would prohibit life-sustaining and/or life-saving measures.

Before drafting your own living will, be acquainted with the different treatments that are within its scope. In this way, you will be able to specify which of these measures you wish to receive or refuse in the event of incapacitation. Also, it would be a good idea to speak with your physician about this matter and be advised on other pertinent issues and terminologies.

The Different Treatments

1) Resuscitation

This procedure aims to restart a heart that has stopped beating. Decide on when and if you wish to be resuscitated via CPR (cardiopulmonary resuscitation) or by a medical device that dispenses an electrical shock to revive the heart. The stage of a disease or the extent of injury matters in this situation.

Therefore, try to be as specific as possible. You may fill out medical forms called DNR (do-not-resuscitate) orders to signify your desire to refuse such life-saving measure. These forms are usually attached to the medical record to forewarn the health care team.

Secrets of successful magazine publishing enterprise (part 2 of 2)

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In addition to providing interesting features is coming up with really clean materials. This means that they are  free from errors and have been edited several times over.

2. Writers

No matter how interesting the subject matter is, if you don’t have good writers to put them into words, your content will still suffer. Good writers are not only those that are good in grammar and spelling but also those who can weave tales in such as a way that is easy to read and interesting.

Finding good writers is however hard to do. If you have previously been part of the industry, you already have an edge in your headhunting days. However, if you have no idea where to get writers, you can try posting on sites that specializes in writers. People there may see the post and apply personally or members may recommend or refer someone they know.

3. Layout

Articles are not the only come ons in a magazine. Often times, people do not read the articles anymore. they just look at the pictures. People nowadays have become very visual in their approach. The same goes with reading. If you want people to find your page interesting, look for pictures that are eye-catching. Study the layouts of major magazines and try to be inspired by their art. Layouts is after all art in itself. Layouts often support the articles in the magazines.

These three factors will make your magazine a big success.

Secrets of successful magazine publishing enterprise (part 1 of 2)

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Magazine publishing is a booming industry. Left and right you will see magazines that are being sold in groceries and in bookstores. Be it tabloid, fashion magazines or niche publications, nobody can deny the fact that magazines are on the rise nowadays. In fact, there is a magazine for almost all subject areas, science, arts, sports. There are even magazines that cater to people who collect coins or dolls or antiques, a market that one would think will not have many readers. But surprisingly these niche magazines are raking profits. This is perhaps because their target market is really small, therefore, easier to reach and market to.

Niche magazines are also closer to their readers, hence, they can ask them what articles they want featured. The community is really small so in  a way, everybody knows everybody.

But the success of a magazine does not only depend on the marketing alone. In order to survive in this cutthroat world of magazine publishing, you need great content, great writers and great layout. Here is a rundown of these three and how they affect a magazine selling point.

1. Content

This is the number one item that you need to take care of when creating a magazine. Without great articles to read, why would your writers want to buy your magazines. Remember that they have to pay for the mags so you have to make sure that the magazine is well worth the expense. To ensure good content, you have to think of storylines that are interesting for the readers. You can do this research by asking the readers themselves what they want to read. Post comment and suggestion boxes in the magazine as well as in areas where you feel your target market goes. Ask for their opinion. You will be surprised at the ideas that they will give you.

iPhone Complaints (part 2 of 2)

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- People with larger fingers will find it hard to use the iPhone because of its touch screen. If you want to send or open files through Bluetooth, you can’t do it with the iPhone.

Aside from the hardware complaints, there are also iPHone software complaints. For example, voice dialing through the iPhone is not possible; there are only 25 tunes that you can use as a ringtone and it is also not possible to get iTunes music and use it as a ring tone; customers who send files or blogs by email will not be able to cut/paste text through iPhone; MS Office documents can only be displayed on the iPhone and you can’t edit or create new ones; despite the gadgets’ high –resolution screen, the web browser lacks Flash support and this means that some multimedia rich sites will not open.

A lot of people are already aware of the iPhone complaints but since owning an iPhone is like a trend, sales of the gadget continue to increase year after year. iPhone has incredible features but that doesn’t change the fact that many customers encounter problems when using the fashionable gadget.

If you’re not that conscious about following the latest fashion trends, then perhaps you can invest in other more affordable gadgets like the iPod and some phones that offer the same or even better features. Just make sure that the item you choose meets your lifestyle and suits your needs.

Investing in an iPhone is good especially if you’re always on the go and you love listening to music. So, are you still going to purchase the fashionable gadget despite the many customer complaints? Well, it’s up to you.

iPhone Complaints (part 1 of 2)

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Until now, a lot of people are still craving for one of the hottest gadgets in the market – the iPhone. Customers are still queuing for many hours just to get an iPhone. However, there are still iPhone complaints despite its stylish and sleek appearance.

iPhone owners are often dismayed by the gadget’s hardware and software features. True enough, the iPhones are most-loved by many people all over the world because of its high resolution and sleek touch screen. Its exceptionally slim design attracts many people from different age groups. When it comes to the price, some individuals are also discouraged to purchase it since the iPhone features are also available in other phones which are much cheaper.

A very common iPhone complaint has something to do with the connections. Oftentimes, brand new iPhones can’t be used by the owners because of jammed network connections. Others complain about iTunes communication failure; after several days, the iPhone can be activated but some customers feel frustrated with the gadget’s software and hardware limitations.

When it comes to the iPhone hardware, here are the complaints:

- it only has a 2 mega pixel camera while other cheaper phones offer 5 mega pixels camera - iPhone headphone jacks are specially designed for the gadget and you can’t just use any other headphone, even if its of better quality

- There are also those who complain that the iPhone screen scratches easily and further scratches are caused by the sleeves and cases

- iPhone batteries are not removable. If you want to replace it, you still need to send it to the Apple Store and you have to pay $69 for it. It would take about three days before you get the replacement. Carrying batteries with you all the time is of no good

Elements of an Effective Business Brand (part 2 of 2)

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Branding System

This is the part wherein you put into action everything you have designed during brand planning. Different systems must be employed for every phase involved in the overall business and brand development. It must properly outline what steps you and your employees must take during certain circumstances. Bear in mind that a holistic and integrated system is key in creating a strong brand.

Review and Management

Every brand must continually undergo a review process. Since consumers' needs and demands change, so must your brand's marketing approach. Here are aspects of the brand review and management procedures that you must take into account:

• Product benefits and features

• Market competition

• Changing customer needs and demands

• Marketing methods used

Continued evaluation of these factors in relation to your brand's marketing strategies will help produce a more efficient and cohesive marketing efforts. You will have brand managers to look into the welfare of the brand and what methods are to be executed to enhance its market performance. However, internal branding is still of importance since they are the ones that are responsible for delivering these products or services.

So, it is therefore important that they are aware about the business brand's objectives as well.

Elements of an Effective Business Brand (part 1 of 2)

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Building a Business Brand

No business brand is produced overnight. It follows a methodical process that involves strategy and organization. But if you think that once you have a business name and logo that your work is already done, then you need to know that even with long-standing business the process of brand management is still ongoing. Aside from time, some big companies even invest lots of time and amount just to ensure that the legacy of the brand remains consistent to the values embodied by the company.

Small-time business owners can take comfort in the fact that building a brand need not be expensive. All you need is commitment to the process to provide a focus and consistency on your branding efforts. There are four elements involved in producing a successful business brand.

Consistent Message

One of the best way to achieve a consistent marketing approach is to create a unified name, logo, and image. This is one of the most efficient ways that you can communicate what your business is about to your potential customers. Therefore, you need to bear in mind about the vision and mission of your company, which is initially the inspiration behind the design of the logo. Then, you need to use that in relation with what marketing strategies you employ to promote your brand image and increase awareness.

Even when you come up with innovative marketing ideas to reinvent your image or offer customers something new, it has to remain true to the ideals of your business.

Brand Planning

Careful brand planning is essential in building a strong business brand. Regardless of what marketing methods you utilize to enhance brand awareness, you need to look into each detail that is involved with the process. This helps ensure that you are able to achieve consistency, which is a crucial element indicated above.

You need to identify what branding strategies will enable you to achieve your goals. If it does not work, what back-up plans do you have? All marketing efforts are aimed towards strengthening your brand to gain a return of investment.

Getting Started On Dressmaking (part 2 of 2)

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2. Decide which area would you really want to pursue. Once you have decided whether you will be sewing by hand or by machine, the next step is to determine what will you be sewing. The most common thing that needs sewing is for making clothes. But, it can also be used in creating other items such as shoes, stuffed toys, curtains, floor mats, tablemats, and others.

3. Consider the fabric to be used for dressmaking. After deciding what will you be sewing, you can now proceed to looking for fabrics that will fit it. For clothing and other personal items, the most common fabrics used are made of cotton because this is hypoallergenic, strong, and easy to work on compared to other types of fabrics. But, you may also opt for other synthetic fabric types for curtains and mates such as wool, silk, satin, and others depending on the type of clothes or items you will be sewing.

4. Collate the patterns to be used for dressmaking. The next step is to choose patterns for your dressmaking project. Dressmaking patterns usually are composed of simple sheets papers that are marked with specific measurements to achieve the proper size and fit for the one who will be using it.

After getting everything mentioned, you can now start you very own sewing project and can even share it to other family members and close friends.

Getting Started On Dressmaking (part 1 of 2)

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Whether you are planning to indulge in a dressmaking business or you just want to release your creativity by producing wonderful pieces of clothing as well as other things such as decorations and personal stuff, you don’t have to spend so much time and money just to learn the craft.

All you need to do is conduct a little research on the basics of dressmaking, acquire the necessary materials and tools to be used and pump up your enthusiasm in the creation process. You can do this research by visiting various websites on the Internet which offer information on this topic, read books and magazines about sewing and dressmaking in general or ask somebody you know—either a friend or your own sewer—for some tips on how you can get started on dressmaking.

Learning the basics of sewing as preparation to dressmaking

People who have been successful spent so much time on their craft. Because of the amount of time they have spent on this activity, they were able to discover on their own the secrets, tips and techniques behind any successful needlework. But since you cannot spend the rest of your life just to learn sewing, it is best to enroll in a simple dressmaking class. Here, the experts can teach you the basics of dressmaking, the tools you will be needing, and just about everything you want and need to know about the craft. Here are some steps that can help you get by when starting with dressmaking:

1. Choose the type of sewing suitable for dressmaking. For beginners, one of the most important things to consider is the type of sewing that he or she wishes to do. Usually, sewing is done using the hand alone because this gives personal touch and displays the sewer's talent in sewing. But, since the sewing machine is now available to make the work easier, faster, accurate, and convenient, more and more people prefer using it. For hand or machine sewing, you need tools such as different types of needles and threads.

Importance of Body Language In An Attraction (part 2 of 2)

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Difference Of Men And Women

Men and women definitely have different ways of showing each other how they feel. Women usually show more obvious signs. They would try to make themselves look more attractive by adjusting their clothes, smoothening the skirt, and the like. They would twirl or play with their hair, cross and uncross their legs, and rock their leg back and forth with the sandal hanging on the toes. These are playful gestures but they are effective signals of attraction.

On the other hand, men would show their prowess by showing off their masculinity through their “macho” posture. This posture is done by standing taller and squaring the shoulders back. Some men would hook their thumbs into their belt to emphasize their masculinity more. Unconscious gestures done by men when interacting with the person they are attracted to include touching the tie and raising the eyebrows.

It Could Be A Waste Of Time

After giving hints that you are into this person, how would you know if he or she is not attracted to you? A person, consciously or unconsciously, could give signs saying, “No. I really am not interested.” If a person can't tell you directly through words, then look for signs from his or her body language.

Lack of eye contact, forced or fake smiles, frequent sighing, looking around except at you, and the like – if you are given these signals of annoyance or lack of interest, then consider it as a waste of time.

Importance of Body Language In An Attraction (part 1 of 2)

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Communication will never be effective without body language. Words only make out 7% of the communication process and speech particulars (voice, intonation, pacing) make out 38%. The rest of the 55% comes from the body gestures, movements, and facial expressions.

The first signs of attraction that a person usually sends to another comes from the body, not the mouth. Actions do indeed speak louder than words. Body language is significant in attraction because most of us are hesitant in telling our inner feelings. So why not let our bodies speak for us?

Common Signs Of Attraction

One can show his or her attraction to another person through eye contact. A brief eye contact may not mean anything, but if it would last longer than it should, it may be a definitive sign of attraction. Note if he would look back as well. Even though your eye met for a few seconds but if he would not look back again, it means he may not be attracted to you.

Simple gestures of smiling and closing the distance between both of you are strong signals of attraction as well. That person would tend too lean forward or the direction of his or her body would be towards you. Touching from time to time is also a way of showing this feeling; sometimes he or she would accidentally brush against you just to have that physical contact.

The Most Attractive Body Language

A confident body language could always attract anybody from any gender. It is rare for somebody who prefers a person with a poor posture and mishandled gestures; these signify low self-esteem and lack of self-confidence.

Show confidence by giving a firm handshake, maintaining a good posture, and proper use of gestures. These reflects a high self-image. Develop these practice of body language, and you will be successful in meeting new people.